<p dir="ltr">I hope that the coming of spring season and the Iranian New Year shall bring about an opportunity for all our colleagues and beneficiaries to have their lives transformed for the better. I shall thank God for providing us an opportunity in the New Year to learn from the past and take steps towards the right path. <br> The 1404 Iranian calendar (2024-2025) year shall be the year of the Year of Technological Products in Line with Global Technologies for Karafarin Bank. <br> Despite all the difficulties we faced in the previous year, we successfully managed to turn all threats into opportunities and to move from strength to strength towards our objectives. Therefore, I would like to express my gratitude to all my colleagues at Karafarin Bank and to wish them success. Now that we are at the brink of the New Year, I hope that by learning from our past experiences we shall take bigger stopes towards greater objectives. And last but not least, I do hope that the 2024-2025 period shall bring about greater successes for Karafarin Bank on the one hand, and happiness for its employees on the other. <br> Once again, I wish you all a very prosperous and happy New Year. <br> Mohammad Reza Khoorsandi<br> Chairman of Karafarin Bank</p> <br>